People who are only doing gig work or working off the books are going to have a rude awakening when they are old enough to retire. I’m amazed by how many people seem to think we all get the same monthly SS payment once we reach the eligible age. Of course, a lot of young people are operating under the assumption that SS will no longer exist when they get that old. I hope they are wrong.
Yes! One of the elderly women who worked at the bindery long past the age where she could have (and frankly maybe should have) retired was working there because she was married to a musician who never made it bigger than sporadic local gigs (I have some uncharitable thoughts about that but...) Because HIS SS was practically non-existent, SHE was forced to continue working.